If one of your New Year's resolutions is to be more financially responsible, CTV Montreal's Rob Lurie has a few tips in this report that can save you hundreds of dollars a month.

Financial organizer Elaine Lang helped her client Naomi Tencer trim her expenses by hundreds a month by reviewing her monthly bills and exerting some discipline.

Her advice is to make a budget, and don't spend money you don't have.

"I usually ask people what do they like to do and some will say, ‘Oh, I love eating out,'" Lang said. "So we've put more money in that area and we'll take it from other areas. But we have to sacrifice. We can't have everything we want."